CALL US! 708.983.6599!

Customers with bad credit looking to Car Loans on Demand

Customers with bad credit are coming from all over the Chicago area to buy a car at World Hyundai in Matteson, IL!!! World Hyundai is your premier Hyundai dealership in the Chicago area and is an authorized dealer of Car Loans on Demand. If you have had trouble in the past finding a car that you could afford, or have had trouble getting financing for any vehicle, then do what other residents in and around Chicago are also doing! We have a free car credit application that is easy to fill out. No social security number is required to fill out this free and easy credit application!

Free Car Credit Application

The application is so easy to fill out, you won’t even realize that you are filling out a credit application form online! There is no hassle or invasion of privacy. After you fill out your free credit application, a representative will contact you to let you know what you qualify for. IT’S THAT SIMPLE!!! Once you are approved for financing, you can come in and pick a vehicle! Give us a call today – 800.955.6430

Bookmark and Share

Negative Equity Car Loans

Getting a Car Loan with Negative Equity is possible with Car Loans on Demand

Are you tired of hearing lies and stories from a dealership who said it understands how to take care of your negative equity situation and can really get you a bad credit car loan? Getting a car loan with negative equity can be one of the most difficult things in the automotive credit industry. That’s why it’s important that you work with a company who will put you in touch with a dealer who really understands how this process works.  Getting you that car loan can in fact happen, but you need to understand some important components of how it works.

1. The first thing that solves negative equity is putting some money down. If you know you are in this position then putting some money down is probably a smart move.  After all, what ever is owed on your trade to the bank and not covered by the actual value of the trade is going to get added to your loan on the next vehicle. Even if you can save a few hundred extra dollars for your down payment it will help tremendously in the long run.

2. Huge sums of money down may not be possible for your current situation so the next thing we need to consider is the type of vehicle you should purchase. This is when it becomes important to be working with a dealership that understands how to deal with bad credit and negative equity on your current auto loan. Car Loans on Demand specializes in connecting you with these srong dealerships. All too often we hear stories about customers who spend hours in a dealership test driving cars that don’t make any sense for their situation only to have the bank ask you for thousands of dollars down at the end of a 6 hour day at “Super Stupid Motors”. Nothing could be more frustrating and painful for you and your family. So getting back to proper inventory selection-our network of dealers stocks specific inventory that can help get you out from under your negative equity situation by suggesting one of these vehicles.  The really exciting part about this is that we won’t be showing you old high mile cars.  In fact it’s just the opposite.  If a bank is going to give you a lot of money for a car loan it’s going to be on something newer and with lower miles-they want your vehicle to last so that you’ll be able to keep it longer, enjoy it, and ultimately build equity in the vehicle as you continue to make your payments. Often times our dealers can actually put you into a new car or SUV. Keep you hopes up and listen to what our dealers have to say.

3. The last component of getting a loan in your current plight is extended terms. Everyone has a comfortable payment range and the odds are your payments will be going up slightly when you upgrade your vehicle to get you out of this spot-that’s not always true as it may be possible to get a lower interest rate on this loan as compared to your last one. With that said, it is important to explore all types of payment options so that you can comfortably afford this purchase. Getting a car loan for 72 months is probably going to be the term that works best to keep your payments where you need them to be. Ask about our bi weekly option as well that will help get your car loan paid off even faster and on time too!

So the bottom line is that working with Car Loans on Demand can be a very rewarding experience because our dealers understand what it takes to you get you into a car and can do it fast! Email us today.


Bookmark and Share